August 2009
The Credit Score Rating Scale
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
It’s a beautiful sunny Saturday, and you and your loved one are out driv...
June 2009
How Is Your Credit Score Calculated
Tip! Make every payment on time. This is the most important factor in your credit score rating.
The truth is that we actually do not know exactly how your credit score is calculated because it is one of the most guarded algorithmic equations in the wo...
April 2009
Bad Credit Score! Still Finance Your Car With Bad Credit Car Loan
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Bad credit happens when the person is lenient in making payment of debts. Earlier, the people with bad credit found it al...
Heal your Credit Score with Poor Credit Auto Loan
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
Good credit score always assists an individual in borrowing an amount from the financial market for buying an automobile....
Poor Credit Car Loan: Drive Your Car - Deflect Your Credit Score
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
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Time is the most precious thing in today’s life. Each and every moment is valuable to us. Saving time can be...
March 2009
Credit Score Is No More An Issue With Bad Credit Unsecured Loan
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
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The person is in need of cash and also not able to provide collateral to ...
Consolidate your Credit Card Debt and Increase your Credit Score
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
Are you struggling to pay your bills? Can’t seem to manage the surmounting...
February 2009
What Does Your Credit Report Say About You
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
Years ago as a youngster I re...
January 2009
Think You Were Qualified for the Job? Your Credit Report May be the Reason You Were Not Hired
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
It is already hard enough to find a position you feel you deserve. ...
Getting A Credit Report With Your Credit Card, Be Careful!
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
We have all seen the advertisements on the Internet telling us that we are entitled to free credit reports. But many people want to know if they can ...
Who Is Entitled To A Free Annual Credit Report And The Quickest Way To Get It
Tip! Check Your Credit Report. Make sure you know what your credit is like.
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Some people are curious about their credit report and would like to know if it needs repairing. A free annual credit report will let you know if your credit score is in...
December 2008
What Is The Credit Score Rating Scale?
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
Understanding your credit score rating scale can seem like a...
November 2008
What Does Your Credit Score Mean?
Tip! Pay off debts to improve credit scores.
You may find yourself asking what does your credit score mean exactly? This is a valid question, many people ask themselves what does a credit rating mean. It is a score that determines how responsible you h...
October 2008
What Does A Good Credit Score Look Like?
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Finding out what is an excellent credit score can be a good first step in a good financia...
Credit Problems? Get A Dispute Credit Report Letter
Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information.
If you obtained a copy of your current credit...
The Truth You Should Know Before Getting a Free Credit Report Online
Tip! Write to the credit reporting company about the incorrect and inaccurate information.
Don’t be scammed into getting by Free Credit Report on the internet. The companies that promote these free credit reports are in it for the money and ma...
September 2008
Bad Credit Personal Loans Help You Improve Your Credit Score
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
July 2008
Credit Report Disaster Through Mistaken Identity
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
I’ve got some very impo...
5 Ways To Raise Credit Score
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
It’s not as hard as you think to raise credit score. It’s a ...
June 2008
New Law Provides Free Annual Credit Report
Tip! Tell the CRA what information you believe is inaccurate on your credit report. Include copies, never originals of documents that support your position.
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit re...
FICO Scores, Credit Repair and Home Loans - The Real Truth
The Attorney’s Guide To Credit Repair.
The Fair Isaac and Co. is the renowned developer of what in financial circles is known as the FICO score. A FICO score is a procedure or a methodology that gives a fair idea of whether users of credit will ...
Credit Repair: The Right Way
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
Repairing credit can be challenging and time consuming. It requires an agile and perserving approach and follow-up with credit reporti...
May 2008
Effective Use of Your New Credit Card
Tip! If you are offered a store card and there’s an unbeatable opening offer on your purchase, take it. Then, if you can’t pay off the debt in one go, use your credit card to pay it off so that you at least get lower interest charges.
If y...
Discover the Parts of a Credit Report and What They Mean
Tip! The credit report plays a significant role in the functioning of consumer credit markets. Since loans are advanced based on the credit reports the chances of loans going bad are minimal.
So you ordered a copy of your credit report to check for ina...
Why Your Credit Score is Important
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Your credit score can either haunt you or reward you. It all depends on how you handle your credit and payment activities. Your cr...
