August 2009
How to Start an Online Bankruptcy Forms Processing Service
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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July 2009
Bankruptcy Considerations Should Be Part of Every Divorce Negotiation in Georgia
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
The Georgia Supreme Court has ruled that a husband’s obligation to pay joint marital debt was wi...
June 2009
Bankruptcy Records - A Means to Find Out Who Has Financial Problems
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Bankruptcy records are a resu...
Car Loans after Bankruptcy - Applying for a Bad Credit Car Loan
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
When applying for a car loan after bankruptcy, there are many factors to consider. For the most part, individuals with recent bankruptcies expect higher rates. However, t...
April 2009
When Filing for Bankruptcy isn't the Answer
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
If you feel like you’re hopelessly buried in debt and you have very few assets, filing for ban...
After Bankruptcy Credit - Your 4 Step Action Plan To Bounce Back Fast!
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
Filing bankruptcy puts a 10 year black mark on your credit and devastates your credit score. Getting after bankruptcy credit that ...
March 2009
Don't become Partners with Bankruptcy
After Bankruptcy Credit Solutions. New 3-Step system shows you how to rebuild your credit, increase your credit score & qualify for loans after bankruptcy.
Bankruptcy is one partner you don’t ever want to make deals with. Bankruptcy is when ...
February 2009
If I Go Bankrupt, Will My Bankruptcy Prevent Me From Ever Being Able To Borrowing Again?
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
Doesn't Everyone Need To Know More About Bankruptcy?
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Certainly this article is about bankruptcy but I want to tell you up front that you may come across the word ‘budgie’. Do...
The Ins And Outs Of Bankruptcy
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
Chapter 7 vs. Chapter 13 Bankruptcy - What Are The Different Procedures Involved In Filing?
After Bankruptcy Credit Solutions. New 3-Step system shows you how to rebuild your credit, increase your credit score & qualify for loans after bankruptcy.
A bankruptcy attorney can explain the applications of the new bankruptcy laws. You need to...
January 2009
Facts To Consider Before You File For Bankruptcy
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
December 2008
Rebuilding Credit After Bankruptcy
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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November 2008
Credit After Bankruptcy - What To Expect
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
If you have recently filed bankruptcy, it won’t be long before you are starting to ask yourself, “Ok, now, ...
October 2008
Car Loans After Bankruptcy
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
Are you a victim of your own credit misfortunes and had to file for bankruptcy to resolve...
September 2008
Re-establish Credit With Bankruptcy Loans
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Bankruptcy seems like an unforgiving state of finances in which a person has reached a level where he can no longer recover from. Th...
Bankruptcy, Is It A Way Out
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun. Your income is simply not sufficient to pay your bills, no matter...
August 2008
What Does A Bankruptcy Trustee Do?
Tip! The first step in learning how to file for bankruptcy is to make a comprehensive list of all of your creditors and outstanding debts. When you are working to determine how to file for bankruptcy, you need to appreciate that if you to proceed with...
July 2008
Are You From the Old School of Bankruptcy?
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
If you are a product of the 7...
June 2008
Alternatives to Filing Bankruptcy
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
Deciding to file for bankruptcy is a decision that should not be taken lightly. Too many people opt for this decision before finding out what other alternatives are avail...
Debt Consolidation - How To Avoid Bankruptcy
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
May 2008
Credit after Bankruptcy - Do you need it?
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Obtaining credit after bankruptcy is not so much the problem or the issue; the issue should really be, do you need it?
We all know th...
Student Loan Debt Consolidation - Students Cannot Afford to Lose Sleep over Debts
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
Studies take a back seat when d...
April 2008
Debt Consolidation Loans - Dangers of Debt Consolidation
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
In America, the average household carries about $...
March 2008
The Five Most Popular Questions About Bankruptcy
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
WILL MY CREDITORS STOP HARASSING ME?
Yes, they will! By law, all action...
