public marks

PUBLIC MARKS from creditdebit with tags "credit cards" & consolidation

October 2009

Debt Consolidation Can Improve Your Credit Score

Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian. Carrying a large amount of debt can damage our credit rating, as we increase o...

September 2009

Raising Your Credit Score for Free

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. When it comes to raising your credit score, you can do it for free. You ...

Personal Loans and Your Credit Score

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. Did you know that your credit score will most definitely impact the rate you pay on loans? That’s right, the higher your cred...

Low Score but Medical Emergency: Opt for Bad Credit Cosmetic Surgery Loans

Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score. “Your first impression is the last impression “....

June 2009

8 Consequences of Having A Poor Credit Score

Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score. Most people don’t realize exactly how important a good...

May 2009

Average Credit Score - Decoding The Credit Myths

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. The model which is used to find the average credit score is to the advantage of the consumer rather than the commonly used middle s...

April 2009

Tips for Tenants with Low Credit Score who Need a Loan!

Tip! Make every payment on time. This is the most important factor in your credit score rating. Improving Credit Score Before applying for a Bad Credit Tenant Loan, it is necessary for the borrower to know his credit score. Though there are lenders th...

March 2009

Repair Credit Score through Bad Credit Car Loans

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. Credit problem is common these days. If you are one of the victims of ba...

The Importance of Learning To Read Your Credit Report

Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information. If you’ve ever applied for a credit card, a personal loan, or...

October 2008

Top Credit Score Factors and Disputing Bad Credit

Tip! Pay the minimum monthly payments. This will repair your credit score remarkably. Do you often have too much month left at the end of your money? While you strive to pay your monthly bills on time, computers are keeping a close watch on your perfor...

September 2008

Credit Repair After A Bankruptcy

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

August 2008

Understanding the Importance of an Annual Credit Report

Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax. Getting an annual credit report has been likened to getting an annual physic...

Tip! Paying off a collection account will not remove it from you credit score. Many lenders offer debt consolidation personal loans. Yet, getting approved for these types of loans is not an easy task. For starters, banks and credit unions require app...

Clean Credit Report: Easily Raise Your Credit Score 100 Points

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...

July 2008

10 Ways To Boost Your Credit Score

Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card. 1. Deleting Errors in 48 Hours This is the absolute fastest way to correct errors on your credit re...

How To Boost Your Credit Score

Tip! Because outstanding debt may taint a FICO score, try to pay-off balances on both revolving credit cards as well as other financial accounts. For the sake of appearances and the credit score, target bankcard debt to 60 percent with 3...

May 2008

Improving Your Credit Report

Tip! Write to the credit reporting company about the incorrect and inaccurate information. Even if you think you have a wonderful credit report, be wary of the error factor. Just as you receive mail with your name and address misspelled, your credit...

Auto Loan - How To Repair Your Bad Credit and Get Behind The Wheel Once Again

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. A good number of people have had the problem of buying anything that catches their fan...

Credit Repair? It's All Up to You

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. Log onto to a search engine such as google.com and type in the term credit repair. It&...

Does a Reward Credit Card Fleece You or Reward You?

Tip! Online resources: There is stiff competition online among various credit card companies to encourage people to apply for credit cards. Many a times you will find some companies even risking their necks to offer you a credit card, even though your...

April 2008

Finding a Lender With Expertise in Bad Credit Mortgage Service

Tip! Visit Bad Credit Help for more resources and help with your credit. If you have bad credit and need a mortgage loan, you will want to find a lender who specializes in bad credit mortgages. These lenders are much more likely to approve a bad credit...

Tip! Teaser rate — Often called the introductory rate, it is the below-market interest rate offered to entice customers to switch credit cards or lenders. It seems like a great idea to earn money while you spend it, isn’t it? But, is this p...

Business Credit Card Can Help Owners Go the Extra Mile

Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card. The marketplace has many typ...

Fixing A Credit Report

Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information. Fixing a credit report starts with seeing what’s on it. You m...

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaire's Credit In 30 Days...

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purc...