May 2009
Improving your Credit Score - The 5 Things You Can Do
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
Were you recently denied for a loan or a credit card? When you apply for a loan, there are only a few factors that actually impact...
Increasing Your Credit Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Over 30 million Americans have less than perfect credit report ratings. There are a lot o...
March 2009
The Importance of Learning To Read Your Credit Report
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
If you’ve ever applied for a credit card, a personal loan, or...
January 2009
Advantages And Disadvantages Of Seeing Your Free Credit Report Online
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
Free Credit Report Online That Helps
Tip! Even accurate data in your credit report must be deleted if it’s not verified.
If you are searching free Credit Report online, you might have the chance to view this article. What I am going to tell you first is that getting free Credit Repo...
November 2008
How to Increase Your Credit Score for a Home Loan
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
Since mortgage lenders are businesspeople, first and foremost, they need to determine ahead of time ...
Raise Your Credit Score In Seven Easy Steps
Tip! Keep old paid off accounts in an open status. If you close an account, it won’t help your FICO score but it could lower your credit score.
How important is it really to repair one’s credit score?
Credit scores are tantamount to oneR...
October 2008
Credit Management : Your Credit Report and You
Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...
Low Credit Score Mortgage Refinance - Lock in a Low Rate with Bad Credit
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Even with a low credit score, you can refinance your mortgage for a lock...
Facts You Should Know BEFORE Using A Credit Repair Company
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Have you ever wondered about those ads you see from companies and law firms which offer to fix y...
August 2008
Does Working With a Credit Counseling Organization Hurt Your Credit Score?
Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...
June 2008
Can Rent to Own Homes be Used as a Credit Repair Tool?
The Attorney’s Guide To Credit Repair.
Chances are you already know how important credit can be when purchasing a new home. Is it really true though, that a rent-to-own program can actually help repair your credit?
While nothing is true all the ...
Fair Isaac Corporation Credit or FICO Score
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company ba...
Do-It-Yourself Credit Repair
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
If you’re tired of being turned down again and again by lenders, it’s time you did s...
May 2008
Making Sense of the Information in Your Credit Report
Tip! Creditors use your credit report and score to decide whether or not you should be given a loan.
If you’ve ever applied for a credit card or loan, you’ve
probably had your credit report reviewed by the lender. Your
credit report has ...
April 2008
Credit Report - How Your Credit Score is Determined
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
Most consumers are aware that they have something known as a credit report t...
Understanding the Cash Back Credit Card
Tip! Pay your credit card bills on time. I know that may seem like an obvious one, but you may be surprised how many people do not do this simple task.
Cash back credit cards are cards that reward the cardholder with cash back incentives for purchas...
FREE Credit Report Offer - Careful, It Might Carry Hidden Charges
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
FREE credit checks or free credit reports. What are they all about? Why ever...
Business Credit Card Can Help Owners Go the Extra Mile
Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card.
The marketplace has many typ...
Fixing A Credit Report
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
Fixing a credit report starts with seeing what’s on it. You m...
March 2008
Use a Bad Credit Credit Card to Repair Your Credit
Tip! Fixed APR: A fixed annual percentage rate is not subject to adjustment based on indexes like the variable rate. But beware that credit card issuers reserve the right to change the your rate at anytime.
If you’ve been struggling with credit ...
Which Credit Bureau Should I Use To Check My Credit Report?
Tip! The credit report plays a significant role in the functioning of consumer credit markets. Since loans are advanced based on the credit reports the chances of loans going bad are minimal.
There are three main credit bureaus in the United States; Eq...
What Is A Good Credit Score - How Can I Raise Mine?
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
What is a good credit score? When you request a free copy of your credit report, you will find a score assigned to your credit hist...
Bad Credit Car Loan - Enjoy The Fun Of Driving
Tip! Visit Bad Credit Help for more resources and help with your credit.
Bad credit car loan has made a big difference in the lives of bad credit individuals. It’s has now become very simple for a common man to own a car. Bad credit car loan can ...
