September 2009
August 2009
Free Online Credit Report and Score
Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score.
We all need to obtain a Free Credit Repor...
July 2009
Improve Credit Score with Bad Credit Auto Loans
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Every person lives with his own desires and dream either a house or any ...
June 2009
How To Improve Your Credit Score - 5 Quick Tactics
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
Students are not just the ones who receive report cards ever...
May 2009
What Makes a Credit Score Rise or Fall?
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
OUR financial decisions can affect your credit score in surprising ways. Two credit-scori...
April 2009
Bad Credit Score! Still Finance Your Car With Bad Credit Car Loan
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Bad credit happens when the person is lenient in making payment of debts. Earlier, the people with bad credit found it al...
Stop Waiting For the Credit Score to be Normal! Take Bad Credit Car Loan
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
You need a loan to buy a car but waiting for your poor credit record to become impressive. Truly spe...
February 2009
How to Repair a Bad Credit Report Legally
Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...
January 2009
Think You Were Qualified for the Job? Your Credit Report May be the Reason You Were Not Hired
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
It is already hard enough to find a position you feel you deserve. ...
3 Ways To Improve Your Credit Report and Credit Score
Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...
3 in 1 Credit Report - Getting a Copy of Your Credit Report and Seeing What Needs To Be Improved
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
December 2008
Am I Entitled to a Yearly Free Credit Report?
Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it.
If you are like many people all over the...
Don't Be Afraid To Question Your Credit Score
Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions.
Your credit plays a much bigger role in your life than most people realize and you should not be afraid to question your credit score....
November 2008
What You Don't Know About Your Credit Score May Hurt You
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
Why Is It Important To Understand Your Credit Score?
Credit Score: A Definitive Guide. Credit Scoring Techniques Based Directly From The Industry’s Standard Of Credit Scoring. The Score That Lenders Use.
Trying to fix your credit score is an excellent idea but understanding the score can be a prob...
October 2008
End Credit Score Confusion - Discover The 5 Golden Rules To Proving Your Credit Worthiness
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
Your credit score is the key indicator used by lenders to predict your credit risk. The higher your score, the more credi...
Requesting and Analyzing Your Credit Report
Tip! Many times the creditor does not re-verify in time or the credit bureau is busy and does not handle your dispute properly. This credit record must then be deleted from your credit report.
If you are trying to avoid a bad credit rating, one of the ...
September 2008
Bad Credit Personal Loans Help You Improve Your Credit Score
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
How to Read an Equifax Credit Report
Tip! Check Your Credit Report. Make sure you know what your credit is like.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit re...
How to Read a TransUnion Credit Report
Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equi...
August 2008
Alleviate Your Adverse Credit Score with Secured Loans
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Credit score plays an important role while a borrower applies for any loan. This credit score acts as a yardstick, on the basis of...
July 2008
Keep Your Credit History Clean - Remove A Negative Credit Record From Credit Report
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
Credit Report Disaster Through Mistaken Identity
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
I’ve got some very impo...
