public marks

PUBLIC MARKS from creditdebit with tags debt & "bad credit"

August 2009

Finding a Bankruptcy Attorney in New Hampshire

Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...

June 2009

Chapter 13 Bankruptcy Lawyers

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. You can get fast and qualified personal bankruptcy lawyers who are ready and available to help you g...

March 2009

After a Bankruptcy

Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...

January 2009

Bankruptcy Information - A Little Education Can Help You Avoid Hassles

Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court. Adequate bankruptcy informati...

December 2008

Loans After Bankruptcy - Guidlines To Help Ensure You Get Approved

Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...

November 2008

Credit After Bankruptcy - What To Expect

Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you. If you have recently filed bankruptcy, it won’t be long before you are starting to ask yourself, “Ok, now, ...

October 2008

Auto Loans after Bankruptcy - Getting Approved with Bad Credit

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

September 2008

Re-establish Credit With Bankruptcy Loans

Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined. Bankruptcy seems like an unforgiving state of finances in which a person has reached a level where he can no longer recover from. Th...

August 2008

Bankruptcy: Who is to Blame?

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

July 2008

Quick Debt Reduction - Eliminate Debt and Avoid Bankruptcy

Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you. Some credit card companies offer easy approvals. For this matter, many people become trapped in a vicious cycle. Credit...

June 2008

Alternatives to Filing Bankruptcy

Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery. Deciding to file for bankruptcy is a decision that should not be taken lightly. Too many people opt for this decision before finding out what other alternatives are avail...

Tip! Even if I file for bankruptcy creditors will still harass me and my family. It’s not hard to do. One day you feel like you have all the money and financial security in the world. And then it happened, maybe not to quickly either. You may ...

May 2008

Credit After Bankruptcy - 3 Tips on Rebuilding Credit

Tip! It’s not difficult to file for bankruptcy. It really isn’t. Rebuilding your credit after bankruptcy can seem like a daunting task at first. But remember that in two years, you can have a good credit score. The key is to start small an...

Debt Consolidation - Consolidate Your Loans Through A Home Equity Loan

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. If you are thinking about using the equity in your home to consolidate your loans and take control of your debt, then you have a few differen...

April 2008

How to Find Debt Consolidation Solutions

Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees. Taking loans has become a way of life bec...

Debt Consolidation Secured Loans: A Race to Your Debt Free Future

Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees. A debt consolidation secured loan is part...

Bankruptcy Chapters Explained

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

Low Interest Debt Consolidation Loans - Tips on Getting Approved

Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan. Getting a low rate is important...

March 2008

Get Out of Debt - How to Qualify for Debt Consolidation Services

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. Eliminating excessive debt can remove a huge weight off your shoulders. Individuals living with too much debt suffer from high stress levels...

Debt Consolidation and Credit Repair

Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...

Debt Consolidation UK- For Zero Debts and Zero Stress

Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation). I had taken a number of loans on different o...

Student Loan Consolidation Programs - How To Take Advantage of Debt Consolidation

Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...

Low Cost Debt Consolidation Loans

Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees. If you have debt and that debt includes t...

Online Debt Consolidation Applications

Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible. People who intend to reduce their financial burdens by consolidating their multiple loans into one, find onli...

February 2008

Bad Credit Debt Consolidation Advice

Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company. Depending upon the financial situation, the level...