July 2009
What You Need to Know About Bankruptcy Records
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
Filing for bankruptcy is a serious...
Ohio Bankruptcy Lawyers
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
How Does Bankruptcy Affect A Financial Settlement On Divorce?
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
May 2009
Credit After Bankruptcy - Ways To Improve Your Chances of Getting Approved For A Loan
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
Bankruptcy doesn’t have to prevent you from securing credit. With some research on your part and careful financia...
April 2009
Bankruptcy - The Last Resort for Credit Repair
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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March 2009
New Bankruptcy Law - Important Aspects To Consider With Attorneys
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Bankruptcy has spun out of control and has hit a record high. A new ban...
Personal Bankruptcy Advice
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
January 2009
Avoid Bankruptcy With 3 Effective Alternatives
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
One must avoid bankruptcy while he still can. Filing bankruptcy may save one from his debts, yet this has serious demands and consequ...
December 2008
Bankruptcy Lawyers - 4 Important Things To Remember Before You Retain One
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
Most debtors do not consider hiring a lawyer for the obvious reason that they cannot afford to have one. While a debtor is not required to hire a lawyer, it is recommende...
November 2008
Credit After Bankruptcy - What To Expect
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
If you have recently filed bankruptcy, it won’t be long before you are starting to ask yourself, “Ok, now, ...
September 2008
3 Things to Look for in an After Bankruptcy Lender
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
Ready to start establishing new ...
Re-establish Credit With Bankruptcy Loans
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Bankruptcy seems like an unforgiving state of finances in which a person has reached a level where he can no longer recover from. Th...
Bankruptcy - The Easy Option?
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Incredibly, since the changes in the bankruptcy law in April 2004, debt...
Top Ten Reasons People File for Bankruptcy
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
1. Eliminate the legal obligation to pay many of your debts.
This process of wiping the slate clean is called a discharge of debts. The goal of a discharge is to reduce debt ...
What Is A Chapter 13 Bankruptcy?
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Many consumers that are bogged down in debt frequently turn to bankruptcy as a form of restoring their financial status back to a zer...
Bankruptcy - Your Fresh Start
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
Most American consumers are living too close to the edge. They are carrying too much credit card and mortgage debt and ...
August 2008
Bankruptcy Reform
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
There are some new bankruptcy laws going into effect before long and many think they are much needed. Of course, that depends on which side of the bankruptcy you are a pa...
Mandatory Credit Counseling for Those Considering Bankruptcy
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
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Most Americans are aware ...
July 2008
How To Get Out Of Credit Card Debt Much Faster & Save Lots Of Money - Without Filing For Bankruptcy!
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
The most important lesson I learned about getting out of debt is that you’ll NEVER get out of debt playing by the rules of y...
How To Avoid Bankruptcy & Get Out Of Debt Faster Using Debt Negotiation!
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
Has credit card debt got you thinking about bankruptcy?
You’re not the only one these days. Even with the new bankruptcy laws, credit card debt continues to climb....
June 2008
Alternatives to Filing Bankruptcy
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
Deciding to file for bankruptcy is a decision that should not be taken lightly. Too many people opt for this decision before finding out what other alternatives are avail...
May 2008
Utah, the Nation's Bankruptcy Capital
Tip! The first step in learning how to file for bankruptcy is to make a comprehensive list of all of your creditors and outstanding debts. When you are working to determine how to file for bankruptcy, you need to appreciate that if you to proceed with...
April 2008
Unsecured Debt Consolidation Loan Helps in Managing Your Debts
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Do you need freedom from all the hassles involved in dealing with your lenders and want to become debt free? If yes, then unsecured debt cons...
Bankruptcy: What the New Law Means to You
Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
How Do Debt Consolidation Agencies Function?
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
Taking loans is convenient these days and taking multiple loans from different sources is almost a regular pra...
