September 2009
Considering Bankruptcy -- Is This Really An Efficient Instrument For Debtors?
Tip! Prior to filing for Bankruptcy, know and explore all of your options. When all is said and done, bankruptcy should be looked at as your very last option to get you out of debt.
Considering bankruptcy ought to be a last option in attempting to re...
August 2009
Bankruptcy Means Testing Under the New Bankruptcy Law
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
The rush to file bankruptcy ahead of the new bankruptcy law over. Now what? Did you miss the boat if...
Louisiana Bankruptcy Lawyers
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Although the laws of the stat...
May 2009
Bankruptcy and Debt Consolidation Options
Tip! All of your debts are not wiped out in a Chapter 7 bankruptcy. There are certain types of debts that can not be discharged under Chapter 7.
With sweeping changes in credit law, consumers find themselves scrambling for solutions. Should I get cre...
April 2009
Bankruptcy - The Last Resort for Credit Repair
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
...
File Bankruptcy (Chapter 13)
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
March 2009
Bankruptcy Attorneys - 7 Tips For Choosing The Right One
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
Bank...
Is Do it Yourself Debt Settlement a Good Bankruptcy Alternative?
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
There are two ways to deal with your debt: on your own, or with help.
Getting help from a bankruptcy attorney to file for bankruptcy, or getting help from a credit counselor ...
February 2009
The New Bankruptcy Law: Information You Need To Know Before You File
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
The new bankruptcy law is in effect, and the climate has drastically changed...
Learn How to Avoid Bankruptcy and Become Debt Free!
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
The Ins And Outs Of Bankruptcy
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
January 2009
Before And After Bankruptcy Filing Advice Tips
Tip! Obtain a copy of your bankruptcy and discharge papers from your attorney or the courthouse. This may include a copy fee.
Before Bankruptcy Help Advice Tips
The best bankruptcy advice tip that you should follow before anything else is to consider b...
October 2008
Car Loan After Bankruptcy - A Ray Of Sunlight After A Storm
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
...
Auto Loan after Bankruptcy - Restoring Credit with an Auto Loan
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
September 2008
Credit After Bankruptcy - 3 Things To Know About Getting a Loan After Bankruptcy
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
Most people have needed a little extra cash at some point in their lives. And just because you’...
Bankruptcy 101: It is 2006, Stay Informed
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
The Basics
I know most of you know about bankruptcy, for those of you that do not, here are some bas...
Personal Bankruptcy: Last Option To Legally Stop Bill Collectors
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
Do you have stacks of unpaid bills?
Are you in debt?
Are bill collectors hounding you?
Are you frustrated and annoyed and wish to get them off your back?
If you answer yes, t...
August 2008
New Bankruptcy Legislation May Make it Harder to Find an Attorney
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
July 2008
Bankruptcy Information
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
Quick Debt Reduction - Eliminate Debt and Avoid Bankruptcy
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
Some credit card companies offer easy approvals. For this matter, many people become trapped in a vicious cycle. Credit...
Debt Negotiation or Bankruptcy - Which is Right for You?
After Bankruptcy Credit Solutions. New 3-Step system shows you how to rebuild your credit, increase your credit score & qualify for loans after bankruptcy.
If you some you know is considering bankruptcy, remind them that there is another option ca...
June 2008
Eliminate Credit Card Debt - Reduce Debt without Bankruptcy
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
Acquiring too much debt can put a major stra...
May 2008
Credit Unions Can Keep You From Bankruptcy
Tip! Obtain a copy of your bankruptcy and discharge papers from your attorney or the courthouse. This may include a copy fee.
The following article lists some simple, informative tips that will help you have a better experience with bankruptcy.
If you ...
April 2008
Benefits and Drawbacks of Bankruptcy
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
Outlined below are some of the benefits and drawbacks of bankruptcy. It shou...
Benefits of Debt Consolidation Loan - Get the Most Out of It
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
It is rightly said, “A si...
