August 2009
The Credit Score Rating Scale
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
It’s a beautiful sunny Saturday, and you and your loved one are out driv...
July 2009
Credit Score and Mortgages - Ways To Get A Higher Score
Tip! Pay off debts to improve credit scores.
Credit Score Basics
Your credit score is something you can see on your credit report. You will typically have three different credit scores on your credit report. This is one score from each of the three dif...
Improve Your Credit Score With Small Unsecured Loans!
Tip! Don’t beat yourself up. I know this maybe hard, especially if you have a low credit score.
Applying for a small unsecured loan is a simple procedure to raise your credit score.
Surprisingly, the best and fastest way to recover from a bad c...
How To Use Cash Advance With No Credit Checks To Build Up Your Credit Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
For many people utilizing the services of a cash advance company is their only available ...
June 2009
Bad Credit Score - Bad Debt
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
Bad credit scores don’t necessarily equal bad debts. Have you ever heard...
April 2009
February 2009
There are Tons of Ways to Boost Your Credit Score, Here's 10
Tip! Make every payment on time. This is the most important factor in your credit score rating.
1. Getting Rid of Errors in 2 Days
Deleting errors is the fastest way to correct errors on your credit report and raise your credit score. On top of that, ...
How Can I Get An Annual Free Credit Report?
Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...
You, Your Debt, And Your Credit Report
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
November 2008
Does the Phrase "Business and Your Personal Credit Report" Frighten You?
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
Businesses and personal credit report repair is of utmost importance, though we do not always consider it so....
The Myth of Easy Credit Report Repair
Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information.
Do a search for credit report repair or navig...
Auto Loans - Why Your Credit Score Matters
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Besides the purchase of your home, purchasing a car may be one of the most significant, important and valuable purchases ...
October 2008
How to Repair Bad Credit with Self Debt Management
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
September 2008
Worried about Your Credit Worthiness? Get an Instant Report Online
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
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If you need to buy a h...
Debt Consolidation Can Be Essential To Your Credit Repair
The Attorney’s Guide To Credit Repair.
Each on us has a particular financial position, and most of us have some kind of debt to return. It can mean both, the big home loan or a small credit card bills. It actually means that all of us depend on ...
How to Repair a Bad Credit Report Legally
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
Analyzing every detail of information on your credit report is an essential step to repair your bad credit. Always remember that your credit report cont...
August 2008
No Credit, Slow Credit Or Bad Credit - Understanding Credit Score
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
Unfortunately, very few people have “perfect credit” but having mad...
Clean Credit Report: Easily Raise Your Credit Score 100 Points
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
July 2008
What to Watch Out for When Dealing With a Credit Repair Agency
The Attorney’s Guide To Credit Repair.
Before you deal with any credit repair agency you need to be aware of what they can and can’t do.
For starters, reputable credit repair agencies can save you the time and hassle of scouring your credi...
How To Boost Your Credit Score
Tip! Because outstanding debt may taint a FICO score, try to pay-off balances on both revolving credit cards as well as other financial accounts. For the sake of appearances and the credit score, target bankcard debt to 60 percent with 3...
June 2008
Is Your Credit Score Costing You Money?
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home. But, beyond these consumer loans, your credit re...
Does DIY Credit Repair Stand Up to Reality?
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
There are dozens of websites, books, manuals, and companies providing free and paid information on DIY credit repair. The essential th...
Finding What is on Your Credit Report
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
A credit report is basically a file about you kept by lenders and b...
May 2008
Common Credit Score Myths
Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score.
A lot of credit score myths about fico sc...
