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PUBLIC MARKS from creditdebit with tags "bad credit" & finance

October 2009

Bad Credit Loans: Where Bad Credit Score is an Accepted Reality

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. Whenever you apply for a loan your credit score undergoes a thorough scrutiny. The lender assesses your credibility as a borrower b...

August 2009

Business Bankruptcy - A Basic Outline Before You Proceed

Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...

Budget Travel In Thailand: How to Travel in Thailand With Style and Without Bankruptcy

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

July 2009

Bankruptcy Lawyers In California

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. Bankruptcy lawyers in California can be found by searching the Internet. The client should ensure th...

How To Use Cash Advance With No Credit Checks To Build Up Your Credit Score

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. For many people utilizing the services of a cash advance company is their only available ...

June 2009

Bad Credit Score - Bad Debt

Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian. Bad credit scores don’t necessarily equal bad debts. Have you ever heard...

Chapter 11 Bankruptcy Lawyers

Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court. Chapter 11 bankruptcy lawyers...

Business Bankruptcy Lawyers

Tip! If I file for bankruptcy the trustee will seize all of my assets and sell them to settle my debts with creditors. Bankruptcy is one of the biggest burdens for an individual or for any type of business. This is a situation where the business cannot...

If I File for Bankruptcy Will My Student Loans Get Discharged?

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

May 2009

Credit Score Range - What is Good Credit

Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...

Can Bad Credit Consolidation Loans Save you From Bankruptcy?

Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...

April 2009

Tip! Keep old paid off accounts in an open status. If you close an account, it won’t help your FICO score but it could lower your credit score. Bad credit score, it acts as a hurdle that obstructs borrowers to acquire loans. Same thing happens wi...

March 2009

Bankruptcy Attorneys - 7 Tips For Choosing The Right One

Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt. Bank...

Repair Credit Score With Adverse Credit Secured Personal Loan

Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...

Bankruptcy Instead of Debtor's Prison

Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt. Bank...

February 2009

The New Bankruptcy Law: Information You Need To Know Before You File

Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately. The new bankruptcy law is in effect, and the climate has drastically changed...

Free Online Credit Report and Score

Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...

Free Credit Report - 3 Ways to Improve Your Credit Score Using a Free Report Online

Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score. The majority of the population is not in a position to pay cash for home and automobiles. Hence, when making a large purchase, mo...

There are Tons of Ways to Boost Your Credit Score, Here's 10

Tip! Make every payment on time. This is the most important factor in your credit score rating. 1. Getting Rid of Errors in 2 Days Deleting errors is the fastest way to correct errors on your credit report and raise your credit score. On top of that, ...

Four Damaging Myths About Your Credit Score

Tip! Make every payment on time. This is the most important factor in your credit score rating. Banish these myths from the way you handle your credit! Your score will be as good as it can be when you know the truth about how these actions affect your...

January 2009

Tips on Raising Your Credit Score

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. You can save a lot of money by simply raising your credit score. And it isn’t that difficult a task. It simply takes time. My...

December 2008

3 Ways To Improve Your Credit Report and Credit Score

Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...

Why Get a Free Instant Copy of Your Credit Report Online

Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report. If you’ve ever applied for a loan, such as a mortgage or auto loan, you probably know that you have a c...

What Is The Credit Score Rating Scale?

Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down. Understanding your credit score rating scale can seem like a...

November 2008

Credit After Bankruptcy - What To Expect

Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you. If you have recently filed bankruptcy, it won’t be long before you are starting to ask yourself, “Ok, now, ...