October 2009
Bad Credit Loans: Where Bad Credit Score is an Accepted Reality
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
Whenever you apply for a loan your credit score undergoes a thorough scrutiny. The lender assesses your credibility as a borrower b...
September 2009
August 2009
The Credit Score Rating Scale
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
It’s a beautiful sunny Saturday, and you and your loved one are out driv...
March 2009
Repair Credit Score With Adverse Credit Secured Personal Loan
Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...
Consolidate your Credit Card Debt and Increase your Credit Score
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
Are you struggling to pay your bills? Can’t seem to manage the surmounting...
February 2009
Four Damaging Myths About Your Credit Score
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Banish these myths from the way you handle your credit! Your score will be as good as it can be when you know the truth about how these actions affect your...
January 2009
Getting A Credit Report With Your Credit Card, Be Careful!
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
We have all seen the advertisements on the Internet telling us that we are entitled to free credit reports. But many people want to know if they can ...
3 Ways To Improve Your Credit Report and Credit Score
Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...
Free Credit Report Online That Helps
Tip! Even accurate data in your credit report must be deleted if it’s not verified.
If you are searching free Credit Report online, you might have the chance to view this article. What I am going to tell you first is that getting free Credit Repo...
December 2008
Your Credit Score and How it Affects You
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
Paying your bills a few weeks late and maxing out your credit cards may not see...
How To Quickly And Easily Improve Your Credit Score
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
A credit score represents an approximation of one’s overall appraisal value, calculated by a statistical model. Three of the...
What Is The Credit Score Rating Scale?
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
Understanding your credit score rating scale can seem like a...
November 2008
Does the Phrase "Business and Your Personal Credit Report" Frighten You?
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
Businesses and personal credit report repair is of utmost importance, though we do not always consider it so....
Free Printable Online Credit Report - Why You Should Obtain One?
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
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If you are like the many users, you are getting your personal credit report via the internet. If you h...
What Does Your Credit Score Mean?
Tip! Pay off debts to improve credit scores.
You may find yourself asking what does your credit score mean exactly? This is a valid question, many people ask themselves what does a credit rating mean. It is a score that determines how responsible you h...
October 2008
What Does A Good Credit Score Look Like?
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Finding out what is an excellent credit score can be a good first step in a good financia...
How To Get Your Free Instant Credit Report Status in North Carolina
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
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Of all the eastern c...
End Credit Score Confusion - Discover The 5 Golden Rules To Proving Your Credit Worthiness
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
Your credit score is the key indicator used by lenders to predict your credit risk. The higher your score, the more credi...
September 2008
Repair Your Credit Card Score With Credit Card Debt Consolidation
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
How to Read a TransUnion Credit Report
Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equi...
August 2008
No Credit, Slow Credit Or Bad Credit - Understanding Credit Score
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
Unfortunately, very few people have “perfect credit” but having mad...
Make Sure Your Credit Report Works For You
Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it.
You just filled out a mountain of loan a...
How To Repair Your Credit & Improve Your Credit Score - Even If You Are Not A Financial Expert!
Tip! Paying off a collection account will not remove it from you credit score.
If you have less than perfect credit, and you’ve ever tried getting a loan or credit card, then you know just how much poor credit can cost you.
So, the next step to g...
Refinancing for Credit Repair
The Attorney’s Guide To Credit Repair.
If you have bad credit then you know how it can haunt you for years. Not being able to get a new loan, a new car, sign up for a new cell phone…there are many things that bad credit can prevent you fro...
July 2008
Do it Yourself Credit Repair May be Your Best Bet
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
If you’re in the frustrating position of paying off debts that are becoming too expensive to manage you may want to consider debt consolidation. Debt consolidat...
