public marks

PUBLIC MARKS from creditdebit with tags "bad credit" & "debt problems"

August 2009

How to Start an Online Bankruptcy Forms Processing Service

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

June 2009

Chapter 13 Bankruptcy Lawyers

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. You can get fast and qualified personal bankruptcy lawyers who are ready and available to help you g...

If I File for Bankruptcy Will My Student Loans Get Discharged?

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

Car Loans after Bankruptcy - Applying for a Bad Credit Car Loan

Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery. When applying for a car loan after bankruptcy, there are many factors to consider. For the most part, individuals with recent bankruptcies expect higher rates. However, t...

April 2009

Bankruptcy Law - 5 Effective Tips For Getting An Attorney

Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you. 1f61 Bankruptcy filing is at an all time high. This has caused a new bankruptcy law to be passed called the &#82...

March 2009

Bankruptcy Instead of Debtor's Prison

Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt. Bank...

February 2009

If I Go Bankrupt, Will My Bankruptcy Prevent Me From Ever Being Able To Borrowing Again?

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

January 2009

Facts To Consider Before You File For Bankruptcy

Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...

Bankruptcy Laws - Help Protecting Distressed People In Debt

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

Bankruptcy Attorneys and How To Choose One

Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances. When one is faced with such a serious financial problem that he or she is considering the option to file for bankruptcy, the smartest and...

December 2008

Rebuilding Credit After Bankruptcy

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

Loans After Bankruptcy - Guidlines To Help Ensure You Get Approved

Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...

Bankruptcy Lawyer - It's Best Not To File Until You Retain One

Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...

July 2008

Filing Bankruptcy And 3 Helpful Alternatives To Eliminate Your Debt

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

June 2008

Debt Consolidation or Bankruptcy

Tip! Even if I file for bankruptcy creditors will still harass me and my family. Over the last decade Americans have accumulated excessive amounts of debt. Partially fueled by low interest rates and increased equity on houses due to real estate markets...

3 Ways To Consolidate Debt and Avoid Bankruptcy

Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court. If you’ve racked up a l...

Buying a Home After Bankruptcy

Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years. If you’re planning on buying a home after bankruptcy you’ll want to read this article carefully. Buying a home is probably...

May 2008

3 Simple Ways Of Getting A Credit Card After Bankruptcy

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. Bankruptcy administers a devastating blow to your credit card. A bankru...

April 2008

Guide to Debt Consolidation: Simple Steps to Consolidate Debt

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. A Debt consolidation loan is a loan used to repay several other loans. It is a single, low cost, secured loan. A UK Debt Consolidation Loan i...

Has the Time Come for Debt Consolidation Counseling?

Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company. Debt consolidation may take many forms. There are...

How Credit Card Debt Consolidation Can Help You

Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...

Bankruptcy Law Now Tougher - More Expensive

Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery. A new bankruptcy law took effect in October that will make it harder and more expensive for most families to file for bankruptcy and discharge their debts. The major resu...

Bankruptcy Chapters Explained

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

March 2008

The Five Most Popular Questions About Bankruptcy

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. WILL MY CREDITORS STOP HARASSING ME? Yes, they will! By law, all action...

Get Out of Debt - How to Qualify for Debt Consolidation Services

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. Eliminating excessive debt can remove a huge weight off your shoulders. Individuals living with too much debt suffer from high stress levels...